DollarHubBUSINESS FUNDING
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BUSINESS LOANS · MERCHANT CASH ADVANCE

Capital that moves at the speed of your business.

Six ways to fund your business, from $5,000 to $5,000,000. Talk to our funding agent, answer a few questions, and get matched with the right application in minutes.

Agent online 24/7 Answers in plain English Or send us a request →
SAMPLE OFFERBusiness Term Loan
$250,000APPROVED
MERCHANT CASH ADVANCERepays with your sales
Holdback8% of salesFunding24–48 hrs
Transparent terms
Fast decisions
FUNDING BUSINESSES IN
RestaurantsRetail storesTrucking & logisticsConstructionMedical & dentalSalons & spasE-commerceAuto repairLandscapingFitness studiosWholesaleHospitalityRestaurantsRetail storesTrucking & logisticsConstructionMedical & dentalSalons & spasE-commerceAuto repairLandscapingFitness studiosWholesaleHospitality

SIX WAYS TO FUND

One business, six ways to get the capital it needs.

Working capital for the day to day, equipment finance for the machines, term and SBA loans for the long game, a straightforward business loan, or a merchant cash advance when speed matters most. Tell our agent what you are funding and it will point you to the right one.

MOST POPULAR

Business Loan

A lump sum you repay in fixed installments over a set term. Built for planned growth — equipment, expansion, hiring or refinancing.

  • Fixed, predictable weekly or monthly payments
  • Amounts from $10,000 to $500,000
  • Terms from 6 to 60 months
  • No prepayment penalty on select terms
Apply for a loan Ask the agent
FLEXES WITH SALES

Merchant Cash Advance

An advance on your future card and bank sales. You repay a small share of daily sales, so payments ease off on slow days.

  • Repayment flexes with your daily sales
  • Advances from $5,000 to $250,000
  • Decisions based on sales volume, not just credit
  • One simple factor rate — total cost known upfront
Get an advance Ask the agent
FASTEST TURNAROUND

Working Capital

Short-term cash for payroll, rent, inventory or a slow receivable season. In your account in days, repaid as your revenue comes back in.

  • $5,000 to $250,000
  • 3 to 18 month terms
  • Funding in as little as 24 hours
  • Use it for any day-to-day business expense
  • Early payoff discounts available
Apply now Ask the agent
KEEP YOUR CASH

Equipment Loans

Finance the machine, vehicle or hardware itself. The equipment is the collateral, so approvals are easier and your cash stays in the business.

  • Up to $1,000,000 per asset
  • Up to 100% financing, soft costs included
  • 2 to 7 year terms matched to the asset's life
  • New or used, dealer or private sale
  • May qualify for a Section 179 deduction - ask your CPA
Apply now Ask the agent
LOWEST MONTHLY PAYMENT

Term Loans

A larger loan paid down over years instead of months. Built for expansion, acquisition, or refinancing expensive short-term debt into one predictable payment.

  • $50,000 to $2,000,000
  • 1 to 5 year terms
  • Fixed monthly payments, no prepayment surprises
  • Lower cost of capital for stronger credit profiles
  • Full package: bank statements, tax returns, P&L
Apply now Ask the agent
BEST RATES

SBA Loans

Government-guaranteed financing through the SBA 7(a) and 504 programs. The longest terms and lowest rates we offer, for owners who can wait out a longer approval.

  • Up to $5,000,000
  • Terms to 10 years working capital, 25 years real estate
  • Low down payment, rates tied to Prime
  • Best fit: 2+ years in business with solid credit
  • We prepare the package and walk it through with you
Apply now Ask the agent
HOW IT WORKS

From question to funded in three steps.

01

Tell us about your business

Share a few details online, or just chat with our AI agent. It takes minutes and helps you see which option fits.

02

Review clear offers

See a term loan and an MCA side by side, with payment schedule and total cost spelled out before you commit.

03

Get funded

Sign electronically and receive funds straight into your business bank account. A specialist is with you the whole way.

SIDE BY SIDE

Business loan or MCA?

COMPARE
Business Term Loan
Merchant Cash Advance
How you get it
Lump sum, deposited to your account
Lump sum, advanced against future sales
How you repay
Fixed weekly or monthly installments
A set percentage of daily card or bank sales
How cost is priced
Interest rate (APR)
A factor rate, e.g. 1.2 — total payback known upfront
Typical timeline
Months to several years
Until the agreed amount is remitted — often a few months
What we look at
Credit profile, time in business, financials
Sales volume and consistency
Best for
Planned investments: equipment, expansion, refinancing
Fast working capital, seasonal or card-heavy businesses
MEET YOUR AI AGENT

Not sure which fits? Just ask.

Six products, one conversation. Our funding agent asks a few questions and points you to the application that fits.

Talk to a human
FROM THE BLOG

Straight answers on business funding.

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