Terms and Conditions of Use

Welcome to Dollarhub.com. These Terms and Conditions govern your use of our Website and Services. By accessing our platform, you agree to be bound by these Terms and our Privacy Policy.

1. Description of Services

Dollarhub.com is a loan referral service that connects consumers with third-party lenders and financial service providers (“Lender Partners”). We are not a lender, do not make credit decisions, and do not offer loans directly. Upon submitting a loan request, we forward your information to Lender Partners, who may redirect you to their website to complete the loan application process.

2. Consent to Communication and Electronic Disclosures

By submitting your information, you consent under the Telephone Consumer Protection Act (TCPA) to be contacted by Dollarhub.com, Lender Partners, or third-party marketing partners via:

• Telephone (including automated dialing systems or prerecorded messages)
• SMS/text messages
• Email
• Postal mail

Message and data rates may apply. You agree to receive electronic disclosures, such as loan agreements and notices, and confirm access to a working email and internet connection. You may withdraw consent by contacting the relevant lender.

3. Credit Authorization and Credit Checks

By submitting information, you authorize Lender Partners to evaluate your creditworthiness through:

• Soft credit inquiries (no impact on credit score)
• Hard credit inquiries (may impact credit score)

The type of inquiry is at the lender’s discretion. Dollarhub.com does not perform credit checks or control lender decisions. Review lender practices before proceeding.

4. Third-Party Websites and Links

Our Services may link to third-party websites, including Lender Partners. We do not control or endorse their content, offers, or practices, and you are subject to their terms and policies upon leaving our Website.

5. No Guarantee of Loan Approval

Submitting a loan request does not guarantee approval, a loan offer, or specific loan terms. All credit decisions are made by Lender Partners based on their criteria and applicable laws. Dollarhub.com disclaims liability for lender actions or outcomes.

6. Disclaimer of Warranties

Our Services are provided “as is” and “as available” without warranties regarding content accuracy, loan offer availability, lender suitability, or uninterrupted operation. We disclaim all warranties, including merchantability, fitness for a purpose, and non-infringement.

7. Limitation of Liability

To the fullest extent permitted by law, Dollarhub.com is not liable for indirect, incidental, consequential, punitive, or special damages, loss of profits, data, or opportunities, or damages from Site use or errors. Your sole remedy is to stop using the Services.

8. Indemnification

You agree to indemnify Dollarhub.com and affiliates against claims, losses, or expenses arising from your use of the Services, breach of Terms, misrepresentations, or violations of law.

9. Arbitration Agreement

PLEASE READ THIS SECTION CAREFULLY AS IT AFFECTS YOUR LEGAL RIGHTS.

9.1. Agreement to Arbitrate

All disputes between you and Dollarhub.com shall be resolved through binding arbitration, not in court, except for small claims court cases. You waive jury trials and class actions. The Federal Arbitration Act governs this agreement.

9.2. Prohibition of Class and Representative Actions

Arbitration is on an individual basis only. No class actions or consolidated claims are allowed unless agreed in writing. Arbitrators may award relief only for individual claims.

9.3. Informal Dispute Resolution

Attempt informal resolution by contacting Dollarhub.com. If unresolved, provide a Notice of Dispute by certified mail, detailing the claim and relief sought. Arbitration may begin after 60 days if unresolved.

9.4. Arbitration Procedures

Arbitration follows AAA Consumer Arbitration Rules, with the arbitrator having authority over disputes and applying governing law. Relief is limited to what a court could award.

9.5. Confidentiality

Arbitration proceedings are confidential, except for enforcement or legal requirements.

9.6. Changes to this Arbitration Agreement

Material changes to this agreement won’t apply to existing claims. You may reject changes within 30 days by written notice, retaining the original agreement.

10. Use of Services

You agree that:

• You are at least 18 years old or the age of majority in your state.
• You will provide accurate, current, and complete information.
• You will not use the Site for fraudulent or unlawful purposes.

11. Changes to Terms

We may amend these Terms at our discretion, effective upon posting with an updated Effective Date. Continued use after changes constitutes acceptance. Discontinue use if you disagree.

12. Governing Law

These Terms are governed by the laws of the State, excluding conflict of law principles. Legal actions must be filed in state or federal courts in Country.

13. Contact Us

For questions or concerns about these Terms, contact us at:
Email: info@jelmedia.com